The best places to get Euros in the USA in 2024

The Euro (€) is used in 19 European countries, like France, Germany, and Spain. Knowing how to exchange money in the USA can save you a lot of time and money. Despite this, it’s a good idea to plan ahead and open a multi-currency account before you travel, to save on any additional costs when you arrive. Our blog covers a diverse range of topics tailored to meet the needs and interests of our readers. From in-depth guides about counterfeit banknotes and cloned cards to tips on secure usage and industry trends, you’ll find content that is both educational and practical.

How to Get Euros in the US and Avoid High Fees

Foreign currency exchange services are popular, but not the best value to buy currency before you travel. Revolut will send you a free physical multi-currency debit card too, with a small delivery fee. You can also add a virtual card to ApplePay and GoogleWallet for contactless payments and as a convenient way to spend for your online purchases. Listen, when buying Euros at a bank, start by logging into your online banking and navigating to the travel money section. Enter the amount of Euros you wish to purchase and choose to pay from your bank account or using a card.

If your account has sufficient funds, you can use the Wise card to pay and withdraw up to $100 per month from ATMs without any charges. However, a nominal fee applies if you withdraw cash more than twice a month. You may find it more convenient to pay directly by card rather than withdraw cash. Multi-currency accounts are the best, cheapest way to buy euros with dollars. Prepaid travel cards offer security, fixed rates, and low fees. Yes, online currency services like Xchange of America may charge fees for conversion and delivery, which can vary.

They both offer a great service and let you buy euros with US dollars in seconds from their mobile apps. To buy euros online, simply download the free app and create an account with these services. Are you planning a trip to Europe but don’t know how to buy euros in the US without high fees? Find out how you can purchase euros in the US and why a multi-currency account could help you avoid unnecessary costs. To get the most competitive exchange rate, look for services with transparent rates close to the mid-market exchange rate. However, banks and exchange services usually add a fee to this rate for retail customers, known as a markup.

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Each time you spend money abroad, you may not be spending as efficiently as if you were holding actual euros. Some money transfer services offer cash pickup and cash delivery to customers. They will charge an exchange rate margin and a commission fee for the transfer. However, they specialize in this kind of service so their rates will usually not be as weak as those offered by banks, credit unions, or airport kiosks. You can exchange money at all major banks and credit unions, but it’s pricier than using multi-currency accounts to buy your euros online via their apps or travel money cards.

Below are two brief summaries that provide helpful information about these services. We also have a detailed comparison of Wise vs Revolut that covers features, benefits, and plans. ATM withdrawals abroad can be a decent option—if you use the right card. Accommodation costs vary widely across Europe, starting at approximately $135 per night.

• Services like Trusted Bills & Clones Euro Delivery make it easy to get physical euros delivered directly to your door.
• Most global withdrawals, like those from Bank of America®, cost $5 plus an extra 3%.
• Listen, when buying Euros at a bank, start by logging into your online banking and navigating to the travel money section.
• For example, buying things directly with your card or using cash-back options can reduce the need for ATM withdrawals.
• But even if you have a travel credit card that charges no foreign transaction fees, Visa and Mastercard’s exchange rate does not perfectly match the mid-market rate.
• Even places like Bank of America let you order euros online for delivery or pickup.

Currency exchange services

Kiosks and supermarket counters offer quick access to cash but often come with heavy fees. Planning a trip to Europe involves considering various expenses that can greatly affect your budget. To help with planning, it’s wise to set a budget in Euros early on. You’ll be notified when your money is ready for collection. Simply visit your selected branch to pick up your Euros in person. Banks typically offer a variety of global currencies and often allow you to order online for branch pickup.

• At TrustedBillsAndClones.com, we believe that knowledge is power.
• Get the real exchange rate from the US when you load euros on your multi-currency account (for an industry-low fixed fee).
• Our blog is designed to educate, inform, and empower our audience, offering a deeper understanding of our products, their applications, and the benefits they provide.
• Find out how you can purchase euros in the US and why a multi-currency account could help you avoid unnecessary costs.
• But there is another option – the Wise Multi-Currency Card.

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The exchange rate margins will almost certainly be smaller, and the cash withdrawal fee charged by the ATM should amount to a minor inconvenience of How to buy euro €2 to €5. Wise and Revolut are among the best in their industry and are both available to customers in the United States. Online currency converters are a great option if you don’t want to use bank services. Sites like Currency Exchange International let you order currency online and get it delivered. This is convenient, but you might pay more than banks and face delivery fees. Another option is to use a currency exchange or travel money provider, which lets you order online for home delivery or collection.

Airport Bureaux de Change

So, it’s best to plan ahead to sort out your travel money. There are a few different ways you can buy foreign currency for your trip while still in the US. Wise is probably the fastest and cheapest way to open a multi-currency account and get euros in the US. We are committed to keeping you updated with reliable and accurate information. Our goal is to help you make informed decisions while showcasing the unique value and trustworthiness of our products.

A provider may offer low or no fees, but an unfavorable exchange rate means your money doesn’t go as far. You’ll end up with fewer Euros for your dollars, making it more expensive all round. It can be tempting to exchange at a local bank when you arrive at your destination. It’s best to only do this in an emergency, since the fees and exchange rates are high. Travel cards such as Currensea link to your bank account and deduct payments directly when you use them.

Xchange Of America is a reliable provider for acquiring euros in the U.S. It offers competitive rates and a straightforward online ordering process. With physical locations for in-person exchanges, Xchange Of America caters to both online and offline customers. Revolut’s multi-currency account and travel card is a reliable option for avoiding currency conversion fees. Withdraw up to $1,200 per month without being charged ATM usage fees.

How the Wise Multi-Currency Card Works

While Monito recommends using digital services with mobile wallets, like Revolut and Wise, traditional money transfer services offer a brick-and-mortar alternative. MoneyGram is a popular and reasonable option for USD to EUR exchanges. According to MoneySavingExpert, even small differences in euro exchange rates can cost or save you hundreds. Exchange rates, hidden fees, and vendor trustworthiness all impact your decision. The Wise Multi-Currency Card lets you spend and withdraw cash in Euros without needing to change any money, and it gives you the mid-market exchange rate whenever you spend. You can exchange back to US dollars and deposit to your US account if you have a multi-currency card.

The card converts the money and usually charges a markup on the exchange rate. Travelers, online shoppers, and international spenders frequently ask where to buy euros from. Choosing the right source not only impacts your wallet but also your entire travel or purchasing experience.

The US Postal Service (USPS) offers international money transfer services, but it doesn’t sell foreign currency. You can often buy Euros and other foreign currencies from your bank, although be aware that they may not offer the most competitive exchange rates. In this guide, we’ll run through how to get Euros in the US without paying huge fees. This includes banks, currency exchange services and clever alternative solutions such as the Wise Multi-Currency Card. Even if airports don’t charge ‘fees’ on their exchanges, they add huge markups to their exchange rates, usually between 7% and 15% higher than the standard bank rate.